How To Write A Cheque Sbi?

How To Write A Cheque Sbi?

How To Write A Cheque Sbi?

Cheques are a popular method of making payments. This is because they are safe and convenient to use.

SBI has introduced a service called Positive Pay that entails reconfirming critical data on large-value cheques. Under this process, the cheque issuer must submit certain details to SBI through SMS, mobile app, internet banking, and ATMs.


A cheque is a negotiable instrument that tells a bank to pay a specified amount from the depositor’s or maker’s account in the recipient’s name. Cheques are also known as drafts or bills of exchange, depending on the payment type.

A cheque consists of a leaf of paper or cardboard with the printed text “Payment in Rupees,” a check number, and an IFSC code, which identifies the bank branch. The IFSC is an alphanumeric code consisting of 11 digits.

It is important to correctly write the issue’s date on a cheque. This ensures that the cheque is valid and the funds are credited correctly.

The issue date on the cheque should be in the format the bank prescribes. This will help the bank identify the correct payment in a dispute.

Similarly, the signature should be correctly written. This should be in the same format as the person’s signature at the bank. If a signature is misprinted, the cheque will not be accepted.

Another point to remember when writing a cheque is to leave sufficient space between the letters and numbers. This ensures that one cannot add alphabets or numbers in the middle of the cheque and misuse it.

In addition, the person’s signature should be signed on a separate page to allow the bank authorities to match and verify. Additionally, it is advisable to write the customer’s registered mobile number on the back side of the cheque to reduce the possibility of fraud.

In India, the country’s top lender State Bank of India (SBI), has launched a Positive Pay System for high-value cheques, which requires the bank to reconfirm certain details before a cheque is presented. This is a move to prevent online fraud by stopping the alteration of cheques.


An account payee cheque can only be deposited into the bank account of the person or entity it was made out of. This makes it a safer and more secure way to make payments as it prevents unauthorized use and fraud.

When a cheque is presented for clearing, precise information is compared against a list of previously issued checks to detect fraudulent activities. This technology, called Positive Pay, helps reduce the risk of payment errors by identifying fraudulent activity before it happens.

If you receive a bounced cheque, you should immediately contact the drawee’s bank to report the incident. You can do this by writing a complaint to your bank or filling out an online form to notify the bank that you are filing a claim against the cheque drawer.

You should also register your cheque-operated account through your branch for the Positive Pay system. This service helps to ensure that your checks are processed more quickly and efficiently.

Another important tip for writing your cheque is to write your name and account number on the back of your check. This will help the bank identify your account and deposit the money to your account without requiring you to do any additional work.

Then, fill out a cheque deposit slip and drop it in a special dropbox available at some ATMs. This will prevent your cheque from being lost and ensure it is credited to your account as quickly as possible.

When a cheque is dishonored, the bank will issue a memo detailing why it was denied. The memo will also allow the payee to re-issue the cheque.


Cheques are used to make payments and withdraw cash from a bank account. They are very safe and reliable, but knowing how to write a cheque sbi properly is important.

First, you need to state the amount clearly in words and digits. Using a backslash at the end of each number is recommended, as this makes it difficult for anyone else to add more money without your consent.

Next, you need to write the name of the person who will receive the payment. If you are making a self-withdrawal, this can be either the payee or you.

Finally, you need to write the amount in rupees. This can be done in words or digits, but it is best to write it in words. Then, it will be easier for you to check if the amount is correct and in line with the rules and regulations of the bank.

Moreover, it is important to write the date. This will help you identify the cheque easily in case you need to cancel it.

Also, you must ensure that the IFSC code is correctly written on the cheque. This will ensure that the transaction is error-free and quick.

You should also write the signature in the blank space provided. It should be in the same format that you have recorded in your records at the bank.

One more thing you should remember is always keeping a record of your cheques in a chequebook. This will allow you to track the status of your checks and keep track of who has received them.

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Cheques are paper documents that can be used to transfer money or other property. These documents contain a printed cheque number and can be issued in favor of various people or companies.

Depending on the country, the format and wording of a cheque can vary considerably. In some countries, a crossed cheque is a common method of adding protection.

A crossed cheque requires two parallel lines to be drawn either vertically across the entire document or through the top left-hand corner. This ensures that the funds cannot be deposited into a bank account or any credit institution instantly and must be encashed at a collecting bank branch.

Crossed cheques also require the words “Account Payee” to be written on the top left-hand side of the document within the two parallel lines. This is because they can only be paid into a bank account that was initially named as the payee. This protection method has been introduced to combat fraud and is generally considered the safest way to issue a cheque.

The signature on a cheque is an important security measure, and it is used as the main authentication method. It allows the drawer, payee, and banker to confirm that the transaction was completed correctly.

In India, the Negotiable Instruments Act and the Reserve Bank of India govern cheque transactions. They have implemented various security measures to combat cheque fraud, including crossing a cheque and checking its validity in the clearing cycle.

To protect customers against various banking frauds, SBI has recently introduced a Positive Pay System. This will require issuers of large-value cheques to resubmit their key details to SBI using a mobile app, internet banking, or ATMs. This is in addition to the existing check-clearing cycle, which will resubmit checks to SBI when necessary.


A cheque sbi is a paper-based document used to pay for goods or services. It can also be used to transfer money between accounts. Typically, it is written with the account holder’s signature and contains details of the payee, amount, and date.

Cheques are a popular payment method because they are easy to use and can be made online. In addition, they are processed faster and are more secure than cash payments because they use a special code called MICR or Magnetic Ink Character Recognition.

This code is printed on cheques to help banks process payments quickly and accurately. It also helps identify the bank branch and the person who wrote the check.

IFSC codes are an 11-digit alphanumeric code that uniquely identifies a bank branch, NEFT (National Electronic Funds Transfer) account, and IMPS (Immediate Payment Service) account. The Reserve Bank of India provides them to facilitate the flow of funds between banks.

The first four characters of an IFSC code indicate the bank it has been assigned to by the RBI. The next six digits represent the bank branch code.

These codes are easily accessible on the official website of the Reserve Bank of India, where they are categorized by state and district. You can also find these codes on third-party websites if you have sufficient input details.

IFSC codes are also mentioned on the first page of the bank passbook you receive when opening a new account. The bank uses these IFSC codes to process transactions between different bank branches and make it easier for customers to perform electronic payments through NEFT, RTGS, or IMPS.

How To Fill Cheque For Another Person

If you need to write a cheque for someone else, the process is slightly different than writing a cheque for yourself. Here are the steps to fill out a cheque for another person:

  • Write the Date: Write the date on the top right-hand corner of the cheque. This is the date when you’re writing the cheque.
  • Write the Payee’s Name: Write the name of the person or organization you’re paying on the line that says “Pay” or “Pay to the order of.” Make sure you spell the name correctly and include any necessary titles such as Mr., Mrs., or Dr.
  • Write the Amount in Numbers: Write the amount of money you’re paying in numbers. This should be written in the box next to the rupee sign. Make sure you write the amount clearly and accurately.
  • Write the Amount in Words: Write the amount of money you’re paying in words. This is to prevent anyone from altering the amount on the cheque. Start by writing the rupee amount in words, followed by “only.” For example, if you’re paying Rs. 5000, you would write “Five Thousand only.” Make sure you write the amount clearly and legibly.
  • Write a Memo: Write a memo in the memo line to describe the purpose of the cheque. This is optional, but it can be helpful to keep track of why you wrote the cheque.
  • Sign the Cheque: Finally, sign the cheque in the bottom right-hand corner. This verifies that you’re the one authorizing the payment.

Ensuring you have sufficient funds to cover the amount you’re paying is important. If you don’t, the cheque will bounce, and your bank’ll charge you a fee. It’s also a good idea to double-check all the details before you hand over the cheque to the payee.

How To Fill Sbi Cheque Deposit Slip

To fill out an SBI (State Bank of India) cheque deposit slip, please follow these steps:

  • Write the date in the space provided at the top of the slip.
  • Fill in the account number in the space provided.
  • Write the name of the account holder in the space provided.
  • Mention the cheque number in the space provided.
  • Fill in the cheque amount in both words and figures in the spaces provided.
  • If you are depositing more than one cheque, mention the total number of cheques deposited.
  • Cross-check and ensure that all the details are filled in correctly and legibly.
  • Sign the slip at the bottom.
  • Submit the deposit slip and the cheque(s) to the bank teller.

Note: If you are unsure about any details, you can ask the bank teller to assist you in filling out the deposit slip.


What information must I include on a SB check?

You will need to provide the following information when writing a check to SB: the date of the payment, your signature, the name of the person or organization you are paying, and the total amount in both words and numbers.

On a SB check, how do I write the amount of the payment?

To compose how much the installment in words on a really look at SB, begin by composing the entire number before the decimal point. After that, write “and,” “cents,” and the number of cents following the decimal point. On the check, for instance, you would write “One hundred twenty-three and 45/100 cents” if the amount being paid is $123.45.

How do I validate my signature on a SB check?

You should sign a cheque SB in the same manner that you sign other official documents to ensure that your signature is valid. Your signature ought to be consistent and simple to identify. To avoid any potential issues, you should update your signature with your bank if you have recently changed it.

Can a mistake on a SB check be fixed with correction fluid?

No, you shouldn’t utilize revision liquid to address a mix-up on a really take a look at SB. Instead, you should cancel the check by writing “VOID” in large letters across the front and drawing a line through it. Then, make a new check with the right information on it.

What will happen if I send SB a check for more money than is in my account?

In the event that you compose a check SB for more than you have in your record, the check will bob, and you might be charged an expense by your bank. For the bounced check, the person or organization to whom you wrote it may also charge you a fee. To keep away from this present circumstance, ensure you have an adequate number of assets in your record prior to composing a check.

If I misplace a SB check, what should I do?

If you lose a SB check, you should let your bank know as soon as possible. In order to prevent the check from being cashed, they might be able to attach a stop payment to it. You should also make a new check with the same information as the one that was lost.