How To Write The Amount In Words On A Cheque?

How To Write The Amount In Words On A Cheque?

How To Write The Amount In Words On A Cheque?

It could be a bit difficult if you’re not used to writing the value in terms of a check. But, it’s an important ability to master, particularly when you have to make a cheque to pay a significant amount. So, in this post, I’ll show you how to compose the total amount on a check.

What Is A Cheque?

A cheque can be described as a document instructing a bank to pay a certain amount of funds to the bank account belonging to the individual who issued the check to the individual or entity identified on the check. To make a valid statement, a check must contain certain details like the date and name of the person who is paying, the amount of payment, and the individual who made the cheque.

Why Do You Need To Write The Amount In Words On A Cheque?

Writing the number in words on the cheque is essential to ensure the check is authentic and correct. It is a way to double-check against any errors made when calculating. Writing the sum in terms can be useful if any numbers printed on the check are unclear or unclear, making it simpler for the bank to accept the check.

How To Write The Amount In Words On A Cheque

Step 1: Write The Date

The first step to writing an official cheque is to put the check’s date. This data must be placed in the upper right-hand corner of the cheque. Be sure to note your date using the proper format, which includes the month, day, year, and month.

Step 2: Write The Payee’s Name

Then, write down your name as the recipient, person, or entity to whom you wish to pay. Ensure you write the name correctly; this is essential to ensure the check is properly processed. The name of the person to be paid should appear on the line “Pay to the Order of” or “Payee.”

Step 3: Write The Amount In Numbers

Following that, enter the amount of the transaction in numbers inside the box on the check. Be sure to enter the correct amount, including the cents.

Step 4: Write The Amount In Words

After writing the number of numbers in the first place, it’s time to write it down in words. This is crucial since it acts as a double-check for any errors that may have been made in creating the figures. To write the number in words, Follow these steps:

  • Write the total value in terms.
  • Add”e” or “and” after the whole dollar amount.
  • Write the amount in cents, expressed as fractions of 100.
  • Add” dollars. “dollars” at the end.

For instance, if your sum is $1,234.56, You would put in “One thousand two hundred thirty-four and 56/100 dollars.”

Step 5: Sign The Cheque

The last step is to write your signature in the lower right-hand corner. Be sure to sign the cheque using your signature in the bank’s file.

Common Mistakes To Avoid

Suppose you are writing an amount of money in words onto a check. In that case, it’s important to be aware of common errors which could cause the cheque to be invalidated or result in it being improperly processed. There are a few mistakes to be aware of:

  • The amount is written in incorrect words, for example, mistakes in spelling or writing out the amount completely.
  • Incorrectly writing the date on your cheque or employing an incorrect format for the date.
  • The wrong name for the payee or spelling it incorrectly.
  • Incorrectly writing the correct amount in numbers or leaving out the cents.
  • Not signing the check or signing it with untrue signatures.


A check is a secure option to pay for services or goods. Therefore, it is a good choice as a method of payment for a variety of transactions. In addition, it is much easier to manage than cash. But, writing a cheque requires certain steps that may be difficult for new users.

Typically, you’ll write the dollar amount on the line to go directly to the recipient’s name. However, the amount may be written in cents, dollars, or a fraction of $100.

Certain people prefer using a horizontal line following the dollar amount they wrote; however, this isn’t required. It’s your choice and may help you prevent other people from altering the amount of money in your check.

You can also opt to hyphenate numbers that are compounds, like Twenty-four dollars and fifty-seven bucks. But don’t use hyphens to refer to decades, like 10 and 40 or centuries, for example, 3000 or 1 million.

The dollar amount written on the form should be in expanded words in the blank line that follows the recipient’s name. It’s not required by law, but it’s a good idea to note it down to ensure that the recipient knows the sum they’ll receive.

You must complete an additional memo section within the cheque in certain situations. For example, the memo section can be completed to provide a reason for why the check is made and serves as a reminder for the recipient for record-keeping reasons.

Then, you’ll have to confirm the cheque and add your signature. The recipient won’t be allowed to cash the check with your signature.

If you’re unsure what to write, here are a few easy tips to make your check easier to read and comprehend. First, make sure you make sure that the check is properly dated.

The date should be located in the upper right-hand corner of the check. The date should correspond to the day you decided to sign the cheque, and it must be written in a way that is easy to read for the recipient.

Based on the bank that issued the cheque, the date may be written in a month/date/year or a year/month/day format. Certain banks may alter this format to reflect their preferences. Therefore, it’s an excellent idea to consult with your bank before deciding whether or not to put the date on the cheque.


A cheque is a payment method that was used for a long time before online banking became the standard. They’re often an excellent option if you don’t need to carry large sums in cash or when you’re required to perform a one-time transaction that isn’t involving credit cards. However, you must properly compose a cheque so that it is recognized and that your cash arrives at the recipient in good condition.

You’ll require either a pen and paper or a device supporting this document to make a properly formatted cheque. The primary element that is included in the check has to be written with both numbers and letters. The most important to be aware of is that all letters should be in the same sequence as the numbers.

It’s also important to note the date on the cheque in a similar format to the month, day, and year. The date is perhaps the most crucial aspect of a properly written cheque because you must ensure that the payments you make aren’t hidden in the layers of time.

Another important element to the cheque’s name is that of the recipient or the bank account to which you will be credited with your money. This can be a company name or a sequence of numbers. However, it is also possible to use an acronym in case of a payment made internationally.

Then, you’ll have to type a few digits inside the tiny box on the right part of your cheque. The less you write, the better since it makes your cheque safer.

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If you’re making a cheque for a value smaller than a dollar or cents, you’ll have to record the amount in words. This is a challenging task, but after some practice, you’ll master it easily and quickly.

The first step is to mark the date on the front of your cheque. It’s important for both the institution and the person to whom you’re giving it to will know the date it was made. After that, you’ll need to add the address and name of the recipient. This will help the bank monitor your transactions and ensure you’re not sending an unauthorized check.

It is also necessary to write the amount alongside the dollar sign in numerals. Additionally, you’ll have to leave two trailing decimal spaces. This makes it easier for the bank’s OCR technology to recognize and verify the payment.

Alternatively, you could add the total amount of money in line underneath the recipient’s name. It’s not required by law; however, it will aid in determining the amount you wish to withdraw. It is possible to use the phrase “zero dollars” to start your word version, and after that, you could add “and 45/100.”

Ultimately, you’ll need to add a fractional cent on the exact line where you have written your dollar value. This is a relatively easy procedure that you’ll likely need to repeat more than once in your lifetime. So it’s worthwhile to reduce the size of your check and to keep it looking professional.

In certain situations, drawing a unidirectional horizontal line following the fractional percent amount is necessary to write the entire amount. This will keep any other person from modifying or adding to the number you’ve drawn.

The process of writing the sum by hand on the cheque can be a bit tricky. However, ensuring that you’re not wasting space and that the check is easily read is worthwhile. If you follow the right method, it can help you avoid many hassles and can aid in speeding up the bank system.


What is the proper way to write the amount on a cheque in words?

A cheque’s amount in words should be written in full, using words rather than numbers. For example, if the cheque total is $123.45, it should be written as “123.45.”

Should I include the word “and” in the amount written on a cheque?

Yes, the word “and” should be included in the amount written on a cheque. For example, if the cheque is for $500.00, write it as “Five hundred dollars and no cents.”

Should I include decimals in a cheque’s amount in words?

Yes, decimals should be included in a cheque’s amount in words. For example, if the cheque is for $75.25, write it as “seventy-five dollars and twenty-five cents.”

What if the amount written on a cheque does not match the amount written in words?

If the amount written in words and the amount written in figures on a cheque do not match, the amount written in words is considered the correct amount. To avoid confusion or errors, make sure that the amount in words and figures match.

Should I write the amount in words in capital letters or cursive on a cheque?

A cheque’s amount in words can be written in either capital letters or cursive. It is, however, critical to ensure that the writing is legible and easy to read.

What if there isn’t enough space on a cheque to write the amount in words?

If there is insufficient space on a cheque to write the amount in words, you can continue writing on the back of the cheque or attach a separate slip of paper with the amount written on it. However, make certain that the extra writing is securely attached to the cheque and does not obscure any important information.